建信人寿：践行金融使命 做深做实“五篇大文章”

Core Viewpoint - The insurance sector plays a crucial role in supporting China's modernization and financial strength, serving as a stabilizer and booster for economic and social development [1][3]. Group 1: Insurance's Role in Economic Development - Insurance is recognized as a vital financial tool that facilitates risk transfer and contributes to economic stability and growth [1]. - The central financial work conference has assigned a new historical mission to the insurance industry, emphasizing its political and social responsibilities [3]. Group 2: Support for Innovation and Technology - The company has tailored insurance solutions for "specialized, refined, unique, and innovative" enterprises, providing coverage for 129,000 employees across 1,761 companies, with a total coverage amount of 138 billion yuan [4]. - The company has invested 24.567 billion yuan in technology finance, marking a 19.43% increase from the previous year, focusing on high-end manufacturing and AI sectors [5]. Group 3: Green Finance Initiatives - The company has integrated the "dual carbon" goals into its development strategy, launching a comprehensive green finance system that includes green investments and insurance [8]. - As of September 2025, the company has achieved a green investment balance of 15.62 billion yuan, a 16% increase from the previous year, and provided 7.2 billion yuan in risk coverage for green industries, a 66% increase [8]. Group 4: Elderly Care and Pension Services - The company has established a diverse network of 30 retirement service points across 19 provinces, focusing on innovative pension financial services [10]. - A product suite of 20 insurance products has been developed to meet the varied needs of elderly clients, covering longevity risks and long-term care [10]. Group 5: Inclusive Finance and Community Support - The company has launched a specialized insurance plan for local farmers, providing coverage of up to 300,000 yuan for a nominal fee, benefiting 250,000 rural residents with a total coverage amount of 130.07 billion yuan [15]. - The company has also introduced the "Huiqi Bao" project, covering 1.774 million people in 10 cities, providing 5.09 trillion yuan in risk coverage for traditionally underserved populations [15]. Group 6: Digital Transformation and Innovation - The company has developed digital platforms to enhance customer experience, achieving an electronic claims application rate of 87.29% [9]. - A total of 11 digital scenarios have been implemented, providing 353.48 billion yuan in risk coverage to 2.98 million customers, showcasing the company's commitment to digital innovation [17][18].