政府买单！为企业创新创业上“保险”

Group 1 - The core idea of the news is the introduction of an innovative insurance policy in Wangcheng District, which aims to support startups and entrepreneurs by covering research and development risks, thereby fostering a more conducive environment for innovation [1][3] - The insurance policy, fully funded by the local government, can leverage up to 130 million yuan in coverage during its two-year trial period, focusing on key industrial chains and strategic emerging industries [3] - The insurance system includes two main components: R&D insurance with a maximum payout of 1 million yuan per company and talent insurance with a maximum payout of 50,000 yuan per individual, creating a "risk protection wall" for innovative enterprises [3] Group 2 - Entrepreneurs like Liu Jinshan from Hunan Zhiyongxing Technology Development Co., Ltd. express that the government-backed insurance alleviates their concerns about high R&D costs and market uncertainties, allowing them to invest more confidently in innovation [1][3] - The process for obtaining the insurance is described as efficient and straightforward, with companies receiving their policies quickly, which enhances their ability to focus on technological advancements [3] - The initiative has already covered 27 companies and 45 individuals under the talent insurance, and 2 companies under the R&D insurance, with a total premium of 127,500 yuan and a total coverage amount of 4.25 million yuan [3]