中国银联举行全球合作伙伴大会 与11家机构达成跨境支付合作

Core Viewpoint - China UnionPay is expanding its global cross-border payment network by partnering with 11 key institutions from various countries, indicating a shift towards a more interconnected and collaborative global payment ecosystem [1][2] Group 1: Partnerships and Collaborations - China UnionPay has established cross-border payment collaborations with institutions including Bank of China, PayNet (Malaysia), Uzcard and HUMO (Uzbekistan), IPC (Kyrgyzstan), and others from countries like Brazil, Nepal, and Austria [1] - The partnerships aim to create a new blueprint for a collaborative payment industry under the "new four-party model," which includes various stakeholders such as card organizations, payment networks, commercial banks, and mobile manufacturers [1][2] Group 2: Global Economic Context - The current global economic landscape is evolving, with a consensus on the need for a cross-border payment system and enhanced payment interoperability [1] - China UnionPay is actively working with Asian countries like Thailand, Vietnam, and Indonesia, as well as around 50 countries in Latin America and Africa, to build a world-class payment interconnection network [1] Group 3: Technological Advancements - The chairman of China UnionPay highlighted the role of artificial intelligence in enhancing payment processes, including merchant verification and risk transaction monitoring [2][3] - AI technology has improved the efficiency of handling cross-border fraud transactions, reducing processing time from 2-3 days to approximately 1 day [3] - China UnionPay is focusing on building an AI ecosystem in collaboration with research institutions and industry partners to drive smart and efficient payment solutions [3]