香港10月港元存款下跌0.9% 人民币存款下跌0.6%

Core Insights - The total deposits of recognized institutions in Hong Kong decreased by 0.4% in October 2025, with Hong Kong dollar deposits and foreign currency deposits falling by 0.9% and 0.1% respectively [1] - Year-to-date until the end of October, total deposits and Hong Kong dollar deposits increased by 9.7% and 3.1% respectively [1] - The total amount of Renminbi deposits in Hong Kong fell by 0.6% in October, amounting to 996.2 billion Renminbi at the end of October [1] - Cross-border trade settlement in Renminbi totaled 1,006.6 billion Renminbi in October [1] Deposit and Loan Trends - The total amount of loans and advances decreased by 0.7% in October, but increased by 0.9% year-to-date until the end of October [1] - Loans used in Hong Kong (including trade financing) and loans used outside Hong Kong fell by 0.9% and 0.2% respectively in October [1] - The loan-to-deposit ratio for Hong Kong dollars remained stable at 73.6% at the end of October, as the decline in Hong Kong dollar loans was similar to that of deposits [1] Monetary Supply - The Hong Kong dollar money supply M2 and M3 both decreased by 0.6% month-on-month in October, while year-on-year they increased by 3.5% [1] - Seasonally adjusted Hong Kong dollar money supply M1 rose by 1.7% month-on-month and 12.2% year-on-year, reflecting investment-related activities [1] - The total money supply M2 and M3 in October decreased by 0.3% month-on-month, but increased by 10.6% year-on-year [1]