华夏银行再被罚超1300万元，最新回应

Core Viewpoint - Huaxia Bank was fined a total of 13.8096 million yuan due to 10 business violations, and the bank has stated that all issues have been rectified [2][5]. Summary by Category Regulatory Actions - The People's Bank of China announced that Huaxia Bank was penalized for 10 violations, including breaches of account management, clearing management, and anti-counterfeit currency regulations [2][3]. - The total penalty included the confiscation of illegal gains amounting to 154,567.91 yuan and a fine of 13.655 million yuan [2][3]. Violations - Specific violations included: 1. Violating account management regulations 2. Violating clearing management regulations 3. Violating acquiring business management regulations 4. Violating anti-counterfeit currency regulations 5. Violating RMB circulation management regulations 6. Violating credit information collection and management regulations 7. Failing to perform customer identity verification as required 8. Failing to retain customer identity information and transaction records as required 9. Failing to report large transactions or suspicious transactions as required 10. Conducting transactions with unidentified customers [2][3][5]. Management Response - Huaxia Bank acknowledged the penalties and emphasized that it has taken the issues seriously, conducting a thorough analysis of the causes and implementing corrective measures [5]. - The bank reported that all identified issues have been fully rectified [5]. Financial Performance - As of the end of Q3 2025, Huaxia Bank's total assets reached 45,863.58 billion yuan, an increase of 2,098.67 billion yuan or 4.80% from the previous year [6]. - The bank's operating income for the first three quarters was 648.81 billion yuan, a year-on-year decrease of 8.79%, while the net profit attributable to shareholders was 179.82 billion yuan, down 2.86% year-on-year [6]. - The non-performing loan ratio stood at 1.58%, a decrease of 0.02 percentage points from the end of the previous year, while the provision coverage ratio was 149.33%, down 12.56 percentage points [6].