10 Reasons You Should NOT Do a Roth Conversion

A Roth conversion is the process of rolling over retirement funds invested in a pretax account, like a regular IRA or 401(k), into an after-tax Roth IRA. You’ll pay capital gains taxes at the time of rollover, but you won’t pay taxes in retirement when it’s time to withdraw from the Roth. Read Next: This ‘Boring’ Investment Could Be the Secret To Never Running Out of Retirement Income Check Out: 5 Clever Ways Retirees Are Earning Up To $1K Per Month From Home While a conversion can be the right thing for ...