Core Viewpoint - China’s central bank has imposed a fine exceeding 13.8 million yuan on Huaxia Bank due to multiple regulatory violations, highlighting ongoing scrutiny in the banking sector [1][2]. Regulatory Actions - Huaxia Bank was penalized for 10 violations, including breaches of account management, clearing management, and anti-counterfeit currency regulations, resulting in a total fine of 13.8096 million yuan [1]. - Several responsible individuals within Huaxia Bank were also fined between 10,000 to 130,000 yuan [2]. - The penalties stemmed from issues identified during a comprehensive enforcement inspection conducted by the central bank in 2022 [2]. Financial Performance - As of the end of Q3 2025, Huaxia Bank's total assets reached 45,863.58 billion yuan, reflecting an increase of 2,098.67 billion yuan or 4.80% year-on-year [3]. - The bank reported a revenue of 648.81 billion yuan for the first three quarters, marking a decline of 8.79% compared to the previous year [3]. - The net profit attributable to shareholders was 179.82 billion yuan, down 2.86% year-on-year [3]. Asset Quality - Huaxia Bank's non-performing loan ratio stood at 1.58% at the end of Q3 2025, a slight decrease of 0.02 percentage points from the end of the previous year [3]. - The provision coverage ratio was 149.33%, which decreased by 12.56 percentage points compared to the end of the previous year [3].
因10项业务违规,华夏银行再被罚超1300万元