Is Chubb Stock Underperforming the Dow?

Company Overview - Chubb Limited (CB) is based in Zurich, Switzerland, and provides a range of insurance and reinsurance products, with a market cap of $117.2 billion [1][2] - The company offers commercial and personal property, casualty, personal accident, supplemental health insurance, reinsurance, and life insurance to a diverse clientele [1] Market Position - CB is classified as a large-cap stock, emphasizing its size and influence in the insurance - property & casualty industry [2] - The company's financial stability and diverse portfolio contribute to its competitive advantage, supported by a strong brand reputation and a global workforce of 40,000 employees across 54 countries [2] Stock Performance - CB's stock has seen a 2.9% decline from its 52-week high of $306.91, reached on April 3, but has gained 9.5% over the past three months, outperforming the Dow Jones Industrials Average's 4.4% gains [3] - Year-to-date, CB shares have risen 7.8%, and over the past 52 weeks, they have climbed 3.3%, although this is below the Dow's YTD gains of 11.5% and 5.7% over the last year [4] Recent Financial Results - On October 21, CB reported Q3 results, with net premiums written at $14.9 billion, reflecting a 7.5% year-over-year increase [5] - The company's core operating income rose 30.9% from the previous year to $7.49 per share [5] Competitive Landscape - In comparison, The Progressive Corporation (PGR) has underperformed, with a 4.4% loss year-to-date and a 14.5% decline over the past 52 weeks [5] Analyst Sentiment - Wall Street analysts maintain a "Moderate Buy" consensus rating for CB, with a mean price target of $310.09, indicating a potential upside of 4.1% from current levels [6]