HELOC rates today, November 29, 2025: Rates fall as holiday cash needs rise

The national average HELOC rate remains under 8%, according to analytics company Curinos. Home equity line of credit interest rates have fallen but holiday cash needs are rising. For many homeowners, a HELOC is the financial cushion they're looking for. HELOC rates: Saturday, November 29, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. The highest HELOC rate in 2025 occurred in January, and the current rate has fallen nearly a half-point since then. This rate is based on applican ...