Mortgage and refinance interest rates today, November 29, 2025: Could the next move be below 6%?

Mortgage rates have fallen to the edge of a big number. According to Zillow, the average 30-year fixed mortgage rate is 6.00%. Another step down and we will enter the 5% range, where many rate-watchers may decide it's time to buy or refinance. Meanwhile, the 15-year fixed term is 5.50%. Today's mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.00% 20-year fixed: 5.86% 15-year fixed: 5.50% 5/1 ARM: 6.11% 7/1 ARM: 6.15% 30-year VA: 5.44% 15-y ...