邮储银行汕头市分行助力潮汕烘焙品牌从街边小店迈向区域龙头

Core Insights - Danxi Food has established itself as a leading brand in the regional baking industry, leveraging a full industry chain from R&D to sales, supported by financial assistance from Postal Savings Bank of Shantou [1][3] - The company has expanded its operations significantly since 2020, increasing its store count and production capacity to support 100 stores, with 45% of products baked fresh daily [1][3] - The partnership with Postal Savings Bank has been crucial for Danxi Food, providing tailored financing solutions to address ongoing capital needs for equipment upgrades and store renovations [3][4] Company Overview - Danxi Food has been rooted in the Chaoshan region for 28 years and is recognized for its "Chaosi pastry-making skills," which is listed as a municipal intangible cultural heritage [1] - The company initially started as a fruit wholesale business before transitioning into the baking industry, now operating a central factory of 6,000 square meters [1][2] Financial Support and Growth - The initial loan of 1.26 million yuan from Postal Savings Bank was received within three days, alleviating immediate financial pressures [2] - Over time, the bank has provided a total of over 4 million yuan in credit, covering various operational costs including raw materials and R&D personnel salaries, which range from 25,000 to 30,000 yuan per month [3][4] - Danxi Food plans to expand further, with a flagship store and new product development funded by an additional 200 million yuan loan currently under approval [3] Future Development Plans - The company aims to establish a "central factory + regional production points" model to enhance service efficiency and reduce delivery costs [4] - Plans include upgrading equipment to achieve automation in production, thereby reducing labor costs [4] Banking Partnership - Postal Savings Bank has adapted its repayment methods to align with the company's operational rhythm, offering flexible repayment options and proactive loan renewal support [4] - As of August 2025, the bank's small and micro enterprise loan balance exceeded 8.7 billion yuan, benefiting over 6,600 enterprises [5]