HELOC rates today, November 30, 2025: Best rates of 2025 for the popular home equity access solution

Nationally, the average home equity line of credit interest rate remains under 8%, according to the analytics company Curinos. A HELOC is a flexible, cash-on-demand home equity tool that keeps your low primary mortgage rate intact. HELOC rate: Sunday, November 30, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%, its lowest point so far in 2025. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowners ...