Mortgage and refinance interest rates today, November 30, 2025: The 6% 30-year mortgage is back, could 5% be next?

Mortgage rates vary across the nation, but some borrowers are getting the lowest rates in a long time. According to Zillow data, the current 30-year fixed average mortgage rate is 6.00%. The 15-year fixed rate is 5.50%. Last Wednesday, Freddie Mac reported a 6.23% 30-year rate. That tells you just how important it is to shop multiple lenders. Current mortgage rates Here are the current mortgage rates, according to the latest Zillow data: 30-year fixed: 6.00% 20-year fixed: 5.86% 15-year fixed: 5.50% ...