织密消费者隐私“防护网” 夯实数字金融发展根基

Core Viewpoint - Digital finance, leveraging advanced technologies like big data, AI, cloud computing, and blockchain, is enhancing the efficiency, accessibility, and inclusiveness of financial services. However, the collection and utilization of sensitive consumer information pose significant privacy risks, necessitating robust privacy protection measures for sustainable development in the sector [1][2]. Group 1: Privacy Protection Framework - China has established a preliminary legal framework for privacy protection in digital finance, providing institutional compliance for the sector [1]. - To strengthen consumer privacy protection, collaboration among various stakeholders is essential, including regulatory bodies, financial institutions, and technology companies [1][2]. Group 2: Responsibilities of Stakeholders - Financial institutions and tech companies must prioritize consumer privacy while pursuing technological innovation and commercial interests, enhancing internal data governance and employing advanced encryption and anonymization techniques [2]. - Industry associations should promote self-regulation by creating industry agreements and conducting training to elevate privacy protection awareness and capabilities among members [2]. Group 3: Consumer Awareness - Consumers are encouraged to enhance their privacy protection awareness and skills, familiarize themselves with relevant laws, and exercise caution when authorizing personal information [2]. - The emphasis on tightening privacy protection is crucial for ensuring that technological innovations in digital finance operate within compliant frameworks, ultimately benefiting the real economy and meeting the growing needs of the public [2].