金融“活水”精准滴灌种业“芯片”

Core Viewpoint - The article highlights the proactive measures taken by Lin'an Rural Commercial Bank to support the development of the livestock industry in Zhejiang, particularly through tailored financial solutions for agricultural enterprises like Saino Ecological Agriculture, which is a national core breeding farm for sheep [1][2]. Group 1: Financial Support and Innovations - Lin'an Rural Commercial Bank has developed a customized financing plan for Saino Ecological Agriculture, providing a total of 7 million yuan (approximately 1 million USD) through a combination of credit loans and secured loans to meet the company's funding needs for breeding research and management [2]. - The bank has implemented a flexible loan repayment scheme tailored to the high investment and long cycle characteristics of the sheep industry, addressing the traditional financing challenges faced by agricultural enterprises [2][3]. - As of the end of October, Lin'an Rural Commercial Bank has issued loans to 530 agricultural enterprises, totaling 68 million yuan (approximately 9.5 million USD) [2]. Group 2: Commitment to Agricultural Development - Lin'an Rural Commercial Bank is focused on solving the "loan difficulty" issue for agricultural enterprises by introducing various loan products such as Grain Farmer Loans and Low-Income Farmer Subsidized Loans, and aims to create credit villages and towns by 2025 [3]. - The bank plans to enhance its services for the agricultural sector by conducting in-depth research, opening green credit channels, and innovating specialized financial products to ensure continuous financial support for agriculture, forestry, animal husbandry, and fishery industries [3].