SIASUN(SZ:300024) Yang Shi Xin Wen·2025-12-01 02:55Core Insights - The emergence of "embodied intelligent robots" is reshaping industries and integrating into daily life, presenting both opportunities and risks [1] - Insurance companies are developing specialized insurance products for embodied robots, combining "robot body loss insurance" and "third-party liability insurance" to address industry risks [1][2] - The insurance sector faces challenges in risk assessment due to the lack of historical data and diverse application scenarios for embodied robots [2][3] Group 1: Industry Developments - The introduction of insurance for robots enhances their market competitiveness and addresses key barriers to market entry [2] - A pilot third-party liability insurance for embodied robots has been launched in Jiangsu Province, providing over 1 million yuan in risk coverage for human injury incidents [1] Group 2: Challenges and Solutions - The insurance industry must overcome significant challenges related to risk measurement and the rapid evolution of robot technology [2][3] - Collaboration between insurance companies and robot manufacturers is essential to develop innovative insurance products based on shared data and established application scenarios [3] - A mature insurance system for robots can act as a "connector" and "stabilizer" in the industry, facilitating large-scale adoption and providing financial support for technological advancements [3][4]