Zheng Quan Ri Bao Wang·2025-12-01 06:53Group 1 - The core viewpoint of the article is that Ping An Health Insurance has launched an upgraded version of its "Ping An e-Secure Health Insurance" product, featuring innovations such as "zero deductible" and expanded coverage for specific cancer medications [1][2] Group 2 - Since the launch of the first product in 2016, the "Ping An e-Secure" series has provided health coverage to over 23.9 million customers, with total claims exceeding 17 billion yuan [2] - The new medical insurance product features a "zero deductible" innovation, offering 50% reimbursement for general medical hospitalization costs up to 10,000 yuan and 100% reimbursement for amounts exceeding 10,000 yuan, as well as 100% reimbursement for hospitalization related to 120 specific diseases [2] - The coverage limit for outpatient medications and medical devices has been increased from 50,000 yuan to 1 million yuan, transforming the traditional high-value medical insurance into a more practical daily payment tool [2] - The product's coverage limit has been upgraded to 6 million yuan, with the range of outpatient cancer medications expanded from 212 to 298 types, including 7 CAR-T therapies and various targeted and innovative drugs [2]