南通农商银行赋能对公业务量质齐升

Core Insights - Digital transformation and industry chain expansion are becoming the dual engines for the development of corporate banking business at Nantong Rural Commercial Bank Group 1: Corporate Banking Growth - As of the end of October, the bank's corporate deposit balance reached 9.515 billion yuan, an increase of 949.8 million yuan from the beginning of the year [1] - The corporate loan balance exceeded 40.397 billion yuan, growing by 5.132 billion yuan since the start of the year [1] - The proportion of large loans has decreased to 30.23%, indicating an ongoing optimization of the customer structure [1] Group 2: Targeted Marketing and Project Reserve - The bank has formed a professional visiting team to conduct systematic visits to key parks, engaging with 107 enterprises to understand their actual needs [1] - Two enterprises have received credit support totaling 18.5 million yuan, with a reserve of quality potential clients exceeding 100 million yuan [1] Group 3: Government-Bank Cooperation and Efficient Fund Management - The bank has actively responded to provincial financial resource collaboration initiatives, providing loans of 972.5 million yuan to state-owned enterprises in October [2] - An additional 780 million yuan in projects is currently under documentation for future business growth [2] - Efforts are being made to improve the "return rate" of loan clients by guiding them to bring funds back to the bank [2] Group 4: Digital Empowerment and Supply Chain Ecosystem - The company's business development system was officially launched at the end of October, with all inclusive branches completing the system switch by October 31 [3] - A total of 1,032 enterprises have been authorized for scanning, and 845 effective chain master enterprises have been successfully collected [3] - The bank aims to deepen its park cultivation strategy and enhance the precision management of corporate banking while supporting the real economy [3]