Zhong Guo Jin Rong Xin Xi Wang·2025-12-01 07:52Core Viewpoint - China Life's Nanning branch launched a financial inclusion product "Zhenxing Bao" aimed at reducing poverty risks among key rural populations in Mashan County, Nanning, through innovative financial models and specialized insurance design [1] Group 1: Product Overview - "Zhenxing Bao" provides targeted protection against risks related to illness, education, and disasters, effectively preventing the risk of falling back into poverty [1] - During the promotion period, out of 65,000 migrant workers from the poverty alleviation population in Mashan County, 37,000 participated in the insurance, receiving over 4 billion yuan in insurance coverage [1] Group 2: Monitoring and Support - In 2024, approximately 65,000 individuals from the poverty alleviation population in Mashan County are expected to work outside the county, highlighting the need for financial support to prevent severe living difficulties due to unexpected expenses or income reductions [1] - The Nanning branch of China Life aims to enhance the effectiveness of poverty prevention monitoring and support through early detection, intervention, and assistance [1] Group 3: Subsidy Structure - The insurance premium for "Zhenxing Bao" is subsidized through a "three-point" approach: government funding contributes one point, the insured individuals contribute one point, and the insurance company waives one point, allowing participants to purchase based on personal willingness [1]