养老配置添分红，平安人寿盛世优享红26为养老添一份“稳稳的幸福”

Core Insights - The article discusses the launch of a new personal pension insurance product, "Shengshi Youxiang (2026) Pension Annuity Insurance (Dividend Type)," by Ping An Life to address the challenges posed by an aging population and to enhance the supply of pension insurance products [1][3] Group 1: Product Features - "Shengshi Youxiang Red 26" offers multiple payment options and allows for scheduled payouts, providing clients with a solution that emphasizes both immediate savings and future peace of mind [1][3] - The product supports nine flexible payment periods, allowing customers to choose based on their financial situation and retirement plans [3][8] Group 2: Market Context - The ongoing aging of the population in China has significantly increased the demand for pension products, leading to a more diversified and market-oriented pension system [1][2] - The personal pension system, introduced in 2022, has gained popularity, with over 70 million accounts opened by the end of November 2024, indicating strong public interest in pension financial products [2] Group 3: Tax Benefits - Contributions to personal pension accounts are tax-deductible up to 12,000 yuan per year, and the income received from these pensions is taxed at a lower rate of 3%, enhancing retirees' income levels [5][9] - For example, an individual with a pre-tax income of 500,000 yuan can benefit from significant tax savings during the contribution phase [5][9] Group 4: Additional Services - The product includes access to Ping An's "Zhenxiang Family Doctor" service, which offers comprehensive health management for the insured and their family members [6][7] - This service allows one policyholder to cover up to three family members, providing personalized medical management and 24/7 support from experienced medical professionals [7][10] Group 5: Long-term Commitment - Ping An Life emphasizes its commitment to enhancing the pension insurance market by continuously improving product offerings and integrating services to meet customer needs [6][10] - The company aims to provide high-quality pension financial services that are time-efficient and cost-effective for clients [6][10]