Personal loan interest rates: Top 7 banks charge these rates in December 2025

Before you decide to raise a personal loan, it is recommended to compare the interest rates charged by different banks. These rates tend to change from time to time.-Notably, even a small difference of 50 basis points in interest rates on personal loans can lead to huge savings for investors over a period of time. For instance, a ₹10 lakh loan for 5 years can lead to savings of ₹14,711 when the interest is 9.5% (instead of 10%). The savings amount to ₹29,422 when the loan amount is ₹20 lakh with all other v ...