Mortgage and refinance interest rates today for December 1, 2025: Waiting for a dip under 6%

Mortgage rates are very close to falling below 6% — at least that's the case at some lenders. The average 30-year fixed mortgage rate is 6.00%, according to Zillow. Meanwhile, the 15-year fixed rate is 5.50%. Last week, Freddie Mac reported a 6.23% 30-year rate. While the Zillow and Freddie Mac rate surveys differ significantly, it makes the point on just how important it is to shop more than one lender for your best interest rate offer. Current mortgage rates Here are the current mortgage rates, accor ...