HELOC rates today, December 1, 2025: More room to fall before the end of the year?

The current national average HELOC rate continues to hover at its 2025 low, according to the analytics company Curinos. Home equity line of credit rates might see more room to fall if the Federal Reserve lowers interest rates again at its next meeting on December 10. HELOC rates: Monday, December 1, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowne ...