9000套流拍，银行直供房为何少人问津？产权风险与腾退难题成拦路虎

Core Insights - The article discusses the challenges faced by banks in selling "direct supply houses" through online platforms, highlighting a lack of buyer interest despite the perceived low prices [1][2][9] - It emphasizes the complexities and risks associated with these properties, including historical ownership issues and potential legal disputes, which deter potential buyers [1][9][10] Group 1: Market Dynamics - Banks are accelerating the disposal of non-performing real estate assets, with over a thousand properties listed for sale, but the actual transaction rates are disappointing [2][3] - Many properties have entered a second auction phase due to initial failures to sell, indicating a lack of demand [2][3] Group 2: Property Characteristics - Properties listed often suffer from location disadvantages, age, and condition, making them less attractive to buyers [9][10] - Specific examples illustrate the challenges, such as a property in Ningxia that failed to sell at a starting price of 62,000 yuan and was later listed at a reduced price with no bidders [3][9] Group 3: Risks and Concerns - Potential buyers face risks related to property rights, including unresolved ownership disputes and the need for buyers to manage property clearance post-purchase [1][10][14] - Some properties are sold as debt claims rather than direct ownership, complicating the purchasing process and increasing risk for buyers [14][15] Group 4: Financial Support and Strategies - Some banks offer financing options for potential buyers, such as the "Pai Yi Dai" product from Ningxia Huanghe Rural Commercial Bank, which allows for partial loans [8] - Analysts suggest that banks are motivated to expedite asset disposals to mitigate risks associated with declining property values [8][15]