3 P&C Insurance Stocks That Have Outperformed the S&P 500 YTD

Key Takeaways Global commercial insurance rates fell 4% in Q3 2025, marking the fifth straight quarterly decline. Rate pressure stemmed from rising competition, favorable reinsurance pricing and expanded capacity. Higher catastrophe losses continue to influence renewal activity and support an improving rate environment. The Zacks Property and Casualty Insurance industry is placed within the top 10% of the 243 Zacks industries. It currently carries a Zacks Industry Rank #24. Insurers remain well-poised for g ...