3 Things to Know Before Signing Up for Social Security Spousal Benefits

Key Points It's important to know how Social Security spousal benefits work. The timing of your claim may depend on what your spouse does. There's only so much money a spousal benefit will pay you, and you can't double dip. The $23,760 Social Security bonus most retirees completely overlook › Most people earn their Social Security benefits in retirement by working for a good number of years and paying into the system. Specifically, you need to accumulate 40 work credits to qualify for Social Secu ...