Hardship Loan Demand Is Rising, And What It Means For Consumer-Finance Stocks in 2025

Key TakeawaysHardship-loan demand is increasing as more households encounter budget pressures and restricted access to traditional credit.This means the outlook for lenders like OneMain Holdings (NYSE:OMF) and Enova International (NYSE:ENVA) is shifting. For those thinking of these as investment stories, dive into the metrics of origination volumes, interest margins, and credit-loss provisions to understand the risks in the 2025 lending cycle.The increased demand may drive revenue growth, but the credit qua ...