稳定币=虚拟币！币圈幻想瞬间刺破

Core Viewpoint - The People's Bank of China has officially classified stablecoins as a form of virtual currency, reinforcing its ban on virtual currency trading and highlighting the risks associated with stablecoins being used for illegal activities [1][2][3] Group 1: Regulatory Actions - The recent meeting led by the People's Bank of China aims to combat virtual currency trading and has defined stablecoins as virtual currencies, dispelling the notion of an exception for stablecoins in the crypto market [1] - The central bank emphasizes the need to maintain a prohibitive policy on virtual currencies and to continue cracking down on illegal financial activities related to them [1][3] Group 2: Market Reactions - Following the regulatory announcements, the cryptocurrency market experienced a significant downturn, with Bitcoin dropping below $86,000 and related stocks in Hong Kong seeing declines of over 15% [1] - The market's sensitivity to regulatory signals indicates the substantial impact of the People's Bank of China's stance on stablecoins [1] Group 3: Risks Associated with Stablecoins - Stablecoins, originally intended to mitigate cryptocurrency price volatility, have increasingly been used as tools for money laundering, illegal fundraising, and capital flight [2] - Reports indicate that stablecoins dominate the over-the-counter trading market in China, acting as a "shadow dollar" to circumvent foreign exchange controls [2] Group 4: Recommendations for Monitoring and Compliance - Financial institutions are advised to enhance customer identity verification and anti-money laundering systems, particularly for transactions involving stablecoins [4] - Payment institutions should avoid facilitating illegal virtual currency transactions and improve data-sharing mechanisms [4] - Law enforcement agencies are encouraged to enhance cross-border collaboration and include stablecoin transactions in the scope of illegal foreign exchange trading [4]