平安信托： 搭建养老生态 打造中国式养老的“深圳样本”

Core Viewpoint - Ping An Trust and Ping An Zhenyi Nian have launched a new "insurance + trust + elderly care service" ecosystem model, integrating financial and elderly care resources to manage retirement funds independently, ensuring targeted payments and risk isolation throughout the entire aging process [1][2] Group 1: Strategic Cooperation and Government Role - The strategic cooperation is a significant exploration by the Shenzhen Futian District government and local financial institutions to implement central leadership directives on elderly care services, focusing on improving people's livelihoods and innovating work mechanisms [2] - The local government is promoting a mechanism that combines "government leadership" with "market and social collaboration," encouraging social capital to enter the elderly care service system [2] Group 2: Advantages of Trust Companies in Elderly Finance - Trust companies are seen as natural guardians of long-term interests, providing risk isolation for retirement funds and flexible distribution mechanisms, which can cater to the needs of wealth inheritance across generations [2][3] Group 3: New Trust Model Features - The upgraded Ping An Trust elderly service trust model will achieve four major functional advancements: 1. The "safety deposit box" function for fund management, ensuring the security of retirement funds against various risks [4] 2. The "amulet" function for wealth inheritance, allowing clients to flexibly arrange payment methods and meet both retirement and inheritance needs [4] 3. The "expressway" function for service payments, enabling seamless payment for elderly care services through trust accounts [5] 4. The "universal access" function for ecological services, integrating various resources to meet comprehensive financial and non-financial needs throughout the aging process [5] Group 4: Commitment to the Elderly Care Industry - The collaboration between Ping An Trust and Ping An Zhenyi Nian embodies the principle of "finance for the people," aiming to provide a replicable model for the elderly care industry and contribute to addressing the challenges of an aging population [5]