Jin Rong Shi Bao·2025-12-02 02:06Core Viewpoint - The article highlights the role of agricultural banks in supporting the development of technology-driven enterprises like Seres Group, emphasizing the importance of comprehensive financial services in fostering innovation and competitiveness in the new energy vehicle sector [1][2][3][4]. Group 1: Company Overview - Seres Group is a private enterprise that has transitioned from relying on joint ventures to achieving technological independence, supported by comprehensive financial services from Agricultural Bank [1]. - The company is focused on producing smart and safe new energy vehicles, showcasing advanced manufacturing capabilities within its super factory [1]. Group 2: Financial Support and Strategy - Agricultural Bank has committed 500 million yuan in equity investment to support Seres Group's strategic layout in smart new energy, moving beyond traditional short-term credit models [2]. - The bank is exploring and optimizing the investment-loan linkage model to enhance support for technology enterprises, leveraging its risk management expertise to monitor financing conditions and mitigate bankruptcy risks [2][3]. Group 3: Broader Industry Impact - Agricultural Bank has established a comprehensive financial support ecosystem, including the creation of a 50 billion yuan Zhejiang Social Security Science and Technology Innovation Fund and 14 equity investment funds in pilot cities [3]. - As of September, Agricultural Bank has provided comprehensive financial support to over 80,000 technology enterprises, aiming to strengthen the financial backing for high-level technological self-reliance and the construction of a modern industrial system [4].