如今的银行不一样了

Core Insights - Wanhao Energy has transformed from a traditional energy-saving enterprise to a key player in the green energy sector, recognized as a "little giant" enterprise by the state, thanks to its focus on technological innovation and green development [1][2] - The "Common Growth Plan" initiated by the People's Bank of China has been crucial in providing financial support to innovative companies like Wanhao Energy, enabling them to overcome challenges and thrive [1][5] Company Transformation - In 2013, Wanhao Energy shifted its focus to utilizing waste gas from oil and gas extraction, despite skepticism from the industry [2] - The company faced significant financial challenges during its transition, relying on traditional business profits to fund research and development without any revenue from 2013 to 2019 [2][4] Technological Advancements - Wanhao Energy developed its first intelligent modular natural gas liquefaction equipment in 2019, which has since filled a gap in the domestic market for the recovery of scattered gas from unconventional oil and gas fields [4] - The equipment can recover approximately 200 million cubic meters of natural gas annually from a single project, significantly reducing carbon emissions by 240,000 tons [4] Financial Innovation - The company has benefited from innovative financial products, such as a 30 million yuan unsecured loan from Industrial and Commercial Bank of China, which marked a shift from traditional collateral-based lending [5][6] - The "Common Growth Plan" allows for long-term, high-amount financing, enabling companies to focus on growth rather than short-term financial pressures [6][8] Policy Support - The "Common Growth Plan" has been implemented to address the financing challenges faced by technology-driven enterprises, allowing for a more systematic approach to financial support [8][10] - The plan has already served over 15,000 enterprises and issued loans exceeding 210 billion yuan by September 2025 [5][10] Future Prospects - Wanhao Energy plans to replicate its successful project model in other provinces, with financial support remaining a key component of its growth strategy [6][12] - The company is set to launch a biogas liquefaction and carbon capture project in Bengbu, which will process 300,000 tons of organic waste annually, producing 15,000 tons of green liquefied biogas and 26,000 tons of green carbon dioxide [12][14] Industry Impact - The evolution of financial services under the "Common Growth Plan" reflects a broader trend of banks becoming more supportive of innovative enterprises, fostering a collaborative environment for growth [15] - The partnership between banks and companies is seen as essential for driving high-quality development and innovation in the industry [15]