How to increase your chances of getting personal loan approval in 2025

Ways to increase chances of personal loan approval1. Meet the eligibility criteriaFirst things first, you need to meet the bank-specific criteria. Whether you’re applying for a personal loan, a credit card loan, or any other unsecured loan, each bank has its own eligibility norms. Here’s a standard personal loan eligibility checklist:Applicant must be salaried or self-employedApplicant must be between 21 to 60 years of ageApplicant must have a good CIBIL score, which is generally above 7502. Maintain a CIBI ...