口述历史·上银30年 | 独领风骚，全国首家引进外资，上海银行主动接轨国际

Core Insights - The article highlights the significant role of Shanghai Bank in China's financial reform and its pioneering partnership with the International Finance Corporation (IFC) to enhance its internationalization efforts [1][19]. Group 1: Historical Context - In the early 1990s, Deng Xiaoping emphasized the importance of finance as the core of a modern economy, guiding Shanghai's financial reforms [1]. - The late 1990s saw the Asian financial crisis and China's WTO negotiations, prompting the need for domestic banks to reform and enhance their capital strength and governance structures [2][19]. Group 2: Partnership with IFC - Shanghai Bank initiated a collaboration with IFC to align with international standards and practices, marking a significant step towards modernization [3][11]. - The partnership was formalized in September 1999 when IFC acquired a 5% stake in Shanghai Bank, providing not only capital but also technical assistance and training [10][19]. Group 3: Governance and Risk Management - The entry of IFC led to a transformation in Shanghai Bank's governance structure, moving from a localized to a more internationalized framework, enhancing decision-making efficiency and accountability [15]. - The collaboration introduced a scientific approach to risk management, emphasizing the importance of capital adequacy and aligning asset growth with capital levels [16][18]. Group 4: Market Position and Future Outlook - Following the partnership with IFC, Shanghai Bank attracted further investments from international banks, positioning itself as a leader in the domestic banking sector during China's entry into the WTO [18][20]. - The experience gained from the IFC partnership has been instrumental in Shanghai Bank's ongoing internationalization efforts and its ability to adapt to global financial trends [19][20].