“金融+海洋”：青岛加速引“金”入海

Core Viewpoint - Qingdao is accelerating the integration of finance and marine industries to build a comprehensive and multi-dimensional marine financial service system, aiming to support the development of a modern marine economy [1] Group 1: Financial Support and Growth - As of the end of Q3, the balance of marine-related loans from major banks in Qingdao reached 147.899 billion yuan, an increase of 39.70% compared to the beginning of the year [2] - Financial institutions in Qingdao have conducted service connections for 73 key marine enterprises and projects, resulting in new credit of 5.957 billion yuan and new loans of 3.170 billion yuan [4] - Qingdao Bank has allocated a total of 12.5 billion yuan in credit to the marine industry, covering various market entities along the industrial chain [5] Group 2: Policy and Ecosystem Development - Qingdao has established a policy framework to support the marine economy, including the "Action Plan for Financial Support of High-Quality Development of the Real Economy" [3] - The city has introduced 26 support measures to encourage banks and insurance institutions to enhance the "finance + marine" service system [3] - A financing demand service mechanism has been created to ensure that financing policies are effectively implemented and credit funds are accurately directed [3] Group 3: Innovation in Financial Products - Qingdao is promoting the innovation of blue financial products, with 33 banks and insurance institutions offering a total of 177 specialized products for marine enterprises [4] - The establishment of the Marine Sustainable Development (Qingdao) Equity Investment Fund, with a capital of 2 billion yuan, focuses on marine renewable energy sectors [6] - Qingdao Bank has optimized resource allocation and expanded credit limits to support both traditional and emerging marine industries [5] Group 4: Insurance and Risk Management - Marine insurance is crucial for ensuring the safety of marine industries and promoting sustainable development [7] - As of Q3, marine insurance premium income in Qingdao reached 1.412 billion yuan, a year-on-year increase of 39.27% [7] - Qingdao has introduced various marine insurance products to help mitigate risks for marine enterprises [7] Group 5: Financing and Guarantee Support - Qingdao Financing Guarantee Group has provided 55 no-collateral credit guarantees for marine enterprises, totaling over 140 million yuan [8] - The guarantee fee rate for marine products has been reduced from an annualized 1% to 0.6% starting July 2025, lowering financing costs for enterprises [8] - The city is encouraging marine-listed companies to utilize methods such as equity offerings and bond issuances for direct financing [8]