HELOC rates today, December 2, 2025: Good news could be coming next week

Interest rates on home equity lines of credit (HELOCs) are at their lowest of the year. The Federal Reserve has reversed course and is now hinting at another cut to the federal funds rate at its meeting next week. Currently, the CME FedWatch tool is forecasting the chances of a Fed rate cut at 87%. That would move the prime rate lower — and HELOC rates too. HELOC rates Tuesday, December 2, 2025 According to Curinos data, the average weekly HELOC rate is 7.64%. This rate is based on applicants with a min ...