建信消金新任副总裁贺照艳任职资格获核准，高管团队持续扩容

Core Viewpoint - The management team of Jianxin Consumer Finance Co., Ltd. is undergoing significant adjustments, with recent approvals for key executives, indicating a strategic focus on governance and operational stability in the face of performance challenges [1][2][4]. Group 1: Management Changes - He Zhaoyan has been approved as the Vice President of Jianxin Consumer Finance, with a requirement to comply with financial regulations and report to the position within three months [1]. - Dou Zhen has also been approved as a board member, further enhancing the governance structure of the company [2]. - The appointment of He Zhaoyan follows the recent approval of Gong Yongyuan as the new President, marking a significant leadership transition within the company [4]. Group 2: Executive Background - He Zhaoyan has extensive experience within the China Construction Bank system, having held various senior roles in consumer credit and retail finance, which positions him well for his new role [2][4]. - Gong Yongyuan, with over 17 years in personal finance, has a deep understanding of retail business operations, having previously served in senior positions at both Construction Bank and Jianxin Fund [6]. Group 3: Company Overview - Jianxin Consumer Finance was established in June 2023, with a registered capital of 7.2 billion yuan, making it the third-largest licensed consumer finance company in China [6]. - The company is primarily owned by China Construction Bank (83.33%), with additional stakes from Beijing State-owned Assets Management and Wangfujing Group [6]. Group 4: Financial Performance - As of June 2025, Jianxin Consumer Finance reported total assets of 12.671 billion yuan, a slight increase of 0.78% from the end of 2024 [7]. - The company faced a significant decline in profitability, with a net profit of only 0.03 billion yuan in the first half of 2025, down 95.24% year-on-year, indicating challenges in meeting market expectations [7].