Qi Lu Wan Bao·2025-12-02 14:36Group 1 - The core point of the article highlights the successful implementation of the "Cluster Quick Loan" business by China Construction Bank, marking a new path for financial services in industrial clusters [1][4] - The "Cluster Quick Loan" addresses the financing challenges faced by small and medium-sized enterprises (SMEs) in the coated steel plate industry cluster, which is the largest national characteristic industrial base in the local economy [2][4] - The innovative financing model combines "Cluster Quick Loan + collateral + supervision," leveraging government data and inventory pledges to create a comprehensive risk control system covering the entire production process [3][4] Group 2 - The successful loan of 6 million yuan to a local coated steel plate manufacturing company demonstrates the effectiveness of the new financing model in alleviating urgent procurement needs [1][4] - The collaboration between the local government and financial institutions has led to the establishment of the "Crown Chain" supply chain financial service platform, providing reliable transaction data and risk management support [3] - The implementation of this financing model serves as a replicable and promotable "Crown County model," enhancing the efficiency of the industrial chain and stability of the supply chain [4]