Mortgage and refinance interest rates today, December 2, 2025: A low 30-year rate vs. an even lower 15-year

Mortgage rates have bounced a bit higher. According to Zillow, the average 30-year rate rose 11 basis points to 6.11%. The 15-year rate stepped down two basis points to 5.48%. Today's mortgage rates Here are the current mortgage rates, according to our latest Zillow data: 30-year fixed: 6.11% 20-year fixed: 5.99% 15-year fixed: 5.48% 5/1 ARM: 6.12% 7/1 ARM: 6.08% 30-year VA: 5.52% 15-year VA: 5.16% 5/1 VA: 5.10% Remember that these are the national averages and rounded to the nearest hundred ...