Is PNC Financial Stock Underperforming the S&P 500?

Core Insights - PNC Financial Services Group, Inc. has a market capitalization of $74.8 billion and operates in various segments including Retail Banking, Corporate & Institutional Banking, and Asset Management [1][2] - The company's stock has experienced a decline of 11.8% from its 52-week high and has underperformed the S&P 500 Index over the past three months and year-to-date [3][4] Financial Performance - PNC reported Q3 2025 earnings per share (EPS) of $4.35 and revenues of $5.91 billion, which were better than expected; however, the stock fell 3.9% due to concerns over weakness in core lending operations [5] - Key financial metrics such as net interest income and net interest margin missed consensus forecasts, indicating potential challenges for the bank's profitability [5] Market Position - Despite recent stock performance issues, analysts maintain a moderately optimistic outlook on PNC, with a consensus rating of "Moderate Buy" and a mean price target of $222.76, representing a 16.8% premium to current levels [6]