Mei Ri Jing Ji Xin Wen·2025-12-02 23:53Group 1 - The Industrial and Commercial Bank of China (ICBC) is currently offering the fourth phase of a three-year personal large-denomination certificate of deposit (CD) with a minimum deposit requirement of 1 million yuan and an annual interest rate of 1.55% [1][2] - The latest three-year fixed deposit product from ICBC has an annual interest rate that can reach up to 1.55%, with a much lower minimum deposit requirement of only 50 yuan [1][2] Group 2 - The interest rates for various personal large-denomination CDs include: 1.55% for a three-year CD with a minimum deposit of 1 million yuan, and 1.20% for a one-year CD with a minimum deposit of 20,000 yuan [2][5] - Other offerings include a six-month CD at 1.10% with a minimum deposit of 20,000 yuan, and a five-year personal pension exclusive deposit with an interest rate of 1.55% [5][6]