“融资+融物”之桥铺就科创通途

Core Viewpoint - The financing leasing industry is leveraging its unique advantages of "financing + physical assets" to support industrial renewal and corporate transformation, with a focus on technology as the core engine for industrial upgrading and the cultivation of new productive forces [1] Group 1: Industry Characteristics - Characteristic One: New Scenarios as Highlights - Financial leasing companies are innovating financial products and services to expand into new business areas such as energy storage, intelligent computing centers, and low-altitude aircraft, providing strong financial support for the transformation and innovative development of the real economy [2] - The focus has shifted from traditional manufacturing to emerging industries, particularly in sectors like computing infrastructure, energy storage, low-altitude economy, biomedicine, industrial robots, semiconductor equipment, and new materials [2] - Emphasis is placed on "adaptation" and "deep cultivation" rather than merely copying existing models, with personalized financing solutions being developed for specific scenarios in the tech sector [2] Group 2: Business Growth and Investment - Financial leasing companies like交银金租 have successfully entered new business scenarios such as cold chain storage, new drug development, integrated circuits, and GPU chip computing, achieving over 60 billion yuan in technology leasing business over the past three years, involving more than 300 tech enterprises [3] - The industry is increasingly penetrating emerging fields, with new projects being launched in renewable energy and information technology, such as国银金租's recent announcement to purchase photovoltaic power station equipment for 1.22 billion yuan [3] Group 3: Ecosystem Support - Characteristic Two: Good Ecosystem as Guarantee - The development of tech leasing in the financing leasing industry requires not only deep engagement from enterprises but also supportive policies, market collaboration, and risk-sharing mechanisms [5] - The establishment of the "New Quality Production and Financing Ecosystem Alliance" by industry associations, commercial banks, and financial leasing companies aims to create a comprehensive support system for financing leasing institutions and tech enterprises [5] Group 4: Risk Management - Characteristic Three: Strict Risk Control as Bottom Line - The complexity and uncertainty of risks in the tech finance sector necessitate an urgent upgrade of risk control systems, especially given the rapid technological iterations and asset-light characteristics of tech enterprises [6][7] - Financing leasing institutions are encouraged to establish a risk management system centered on leased assets and enhance their management capabilities through technology [7] - A shift from "passive compliance" to "active management" is recommended, integrating compliance into all business processes to build trust and secure low-cost funding [7] Group 5: Future Outlook - The industry anticipates the establishment of a more robust, resilient, and collaborative ecosystem for tech leasing, aiming to provide a full-cycle funding bridge for tech enterprises from R&D to industrialization, thereby injecting lasting momentum into the cultivation of new productive forces [8]