Do you need a credit card?

Credit cards may not be a necessity for everyone, but they can make your life much easier and even help you save money. Paying with a credit card comes with perks you may not get using other payment methods: rewards, security, convenience, and more. But credit cards also carry the risk of high-interest debt if you spend beyond your means. Do you need a credit card? While you may not need a credit card for most purchases, there are advantages to having access to credit. Here are a few reasons to open a c ...