Should You Buy XRP While It's Still Below $3?

Group 1 - XRP is currently priced below $3, significantly lower than its all-time high, amidst a struggling crypto market, while Ripple is focused on creating catalysts for long-term growth [1] - XRP serves as the native asset of the XRP Ledger (XRPL), designed for fast, low-cost payments and as a bridge asset for fiat currencies in foreign exchange [2] - Ripple is advancing the XRPL by developing services for payments, asset tokenization, and compliance-friendly asset issuance, linking its future success to the XRPL's growth [3] Group 2 - The appeal of XRPL to financial institutions and fintechs enhances the value of XRP, especially following the approval of the first spot XRP exchange-traded fund (ETF), which opens new capital inflow opportunities [4] - The launch of the Canary XRP ETF attracted approximately $245 million in first-day inflows, marking it as the largest crypto ETF launch of 2025, with more ETFs expected to follow [5] - XRP ETFs facilitate easier accumulation of the asset by institutional investors, potentially reducing the freely trading supply over time if inflows are sustained, providing a significant advantage for purchasing XRP [6] Group 3 - Evernorth, a Ripple-backed digital asset treasury, plans to go public and aims to raise over $1 billion to purchase XRP, positioning itself as the largest institutional holder of the token [7] - XRP's price has decreased recently, but new holders are actively acquiring the asset, indicating strong and improving core drivers for its value [8]