香港积金评级:11月MPF人均损失约63港元 强积金总资产达1.54万亿港元
智通财经网·2025-12-03 07:29

Core Viewpoint - The Hong Kong Mandatory Provident Fund (MPF) system recorded a slight decline of -0.02% in November, failing to achieve positive investment returns for the seventh consecutive month, resulting in a total impact of approximately HKD 300 million on member accounts [1] Group 1: Investment Performance - The total assets of the MPF system reached a historical high of HKD 1.54 trillion, with an average account balance of HKD 321,337 per member, driven by continuous monthly contributions [1] - Despite the negative return in November, the projected investment income for 2025 remains high at HKD 210.8 billion, translating to an average return of approximately HKD 43,972 per member [1] - The other stock fund categories within the MPF saw an increase of 9.46% in November, largely attributed to the Manulife MPF Health Care Fund, which achieved a return of 10.02%, significantly outperforming other funds [1] Group 2: Future Outlook - The year 2025 is anticipated to be a strong year for the MPF system, with an average monthly return of 1.46%. If this trend continues into December, the annual return could reach approximately 17.6%, marking it as the fourth-best annual performance in MPF history, exceeding the average annual return by 12% but lower than the historical best of about 24.61% recorded in 2009 [1]