果然财经|三年期大额存单门槛升至一百万,利率仅看齐50元定存
Qi Lu Wan Bao·2025-12-03 09:21

Core Viewpoint - The threshold for three-year large-denomination certificates of deposit (CDs) has been raised to 1 million yuan, while the interest rate is only equivalent to that of a 50 yuan fixed deposit, which is 1.55% [1] Group 1 - Industrial and Commercial Bank of China (ICBC) is offering the fourth issue of three-year personal large-denomination CDs with a minimum deposit requirement of 1 million yuan [1] - The annual interest rate for the three-year CDs is set at 1.55%, which matches the highest rate available for three-year fixed deposits, but with a significantly lower minimum deposit of only 50 yuan [1] - Other city commercial banks are retaining one-year large-denomination CDs only for specific regions on their apps [1]