美国为新生儿推“特朗普账户”：投资美股，18岁后可提取！戴尔创始人捐62亿美元，为2500万儿童“注资”

Core Viewpoint - The U.S. government, under Trump's initiative, is launching a "Trump Account" for children under 18, which will include a one-time $1,000 funding for newborns between 2025 and 2028, aimed at promoting tax-advantaged investment in low-cost U.S. index funds [1][4]. Group 1: Trump Account Details - The "Trump Account" will allow any child under 18 with a valid Social Security number to register, with contributions possible from parents, grandparents, employers, and charitable organizations [3][4]. - Each account can receive up to $2,500 in tax-free contributions annually from employees, allowing a total of $5,000 tax-free if both parents contribute [3][4]. - The account will only invest in broad U.S. stock market index funds, with a maximum annual fee of 0.10%, and funds cannot be accessed until the child turns 18 [4]. Group 2: Funding and Contributions - The U.S. Treasury will provide a one-time $1,000 funding for each newborn from 2025 to 2028, which does not count towards the annual contribution limit [4][5]. - Michael Dell and his wife announced a donation of $6.25 billion to provide a $250 seed fund for approximately 25 million children born before 2025, prioritizing those from lower-income families [5][7]. - Dell's initiative aims to benefit 80% of children in the same age group, focusing on areas with median household incomes below $150,000 [7]. Group 3: Market Impact - Following the announcement, Dell Technologies' stock rose by 2.92%, with a year-to-date increase of over 20% [7].