HealthEquity (HQY) Tops Q3 Earnings and Revenue Estimates

Core Insights - HealthEquity (HQY) reported quarterly earnings of $1.01 per share, exceeding the Zacks Consensus Estimate of $0.90 per share, and up from $0.78 per share a year ago [1] - The earnings surprise for this quarter was +12.22%, following a previous surprise of +17.39% when earnings were $1.08 per share against an expectation of $0.92 per share [2] - The company achieved revenues of $322.16 million for the quarter ended October 2025, surpassing the Zacks Consensus Estimate by 0.69% and increasing from $300.43 million year-over-year [3] Financial Performance - HealthEquity has surpassed consensus EPS estimates three times over the last four quarters [2] - The company has also topped consensus revenue estimates four times in the last four quarters [3] - The current consensus EPS estimate for the upcoming quarter is $0.91, with expected revenues of $331.33 million, and for the current fiscal year, the estimate is $3.86 on $1.31 billion in revenues [8] Market Position - HealthEquity shares have increased by approximately 3.1% since the beginning of the year, while the S&P 500 has gained 16.1% [4] - The Zacks Rank for HealthEquity is currently 3 (Hold), indicating expected performance in line with the market in the near future [7] - The Medical Services industry, to which HealthEquity belongs, is currently ranked in the bottom 44% of over 250 Zacks industries, suggesting potential challenges ahead [9]