别让老年人掉入数字消费陷阱

Group 1 - The news highlights the issue of "ghost deductions," where elderly individuals are misled into automatic payments through deceptive pop-up ads promising rewards or benefits [1] - These deductions are often hidden behind complex authorization processes and vague prompts, making it difficult for users to cancel subscriptions or payments [1] - Users frequently struggle to find transaction records or contact customer service for refunds, as the deduction entities remain elusive [1] Group 2 - A call for stricter regulations on online platforms to ensure clear and straightforward consumer terms, holding platforms accountable for misleading advertising practices [2] - Payment platforms are urged to implement risk warning and intervention mechanisms for high-frequency, low-value transactions targeting elderly consumers [2] - Regulatory bodies are encouraged to utilize big data to monitor and identify high-risk applications and business models, establishing clear industry standards and penalties for non-compliance [2]