Jin Rong Shi Bao·2025-12-04 00:57Core Viewpoint - The importance of legal construction in the financial industry is emphasized as a core force supporting high-quality development, with a focus on integrating legal principles into business management and risk prevention [1][4]. Group 1: Legal Framework and Compliance - The central financial work meeting highlights the need to strengthen financial legal construction and advance legislation in key and emerging areas to safeguard the financial sector [1]. - Agricultural Bank of China has been enhancing compliance management mechanisms and integrating legal education into leadership assessments to foster a culture of lawfulness [2]. - Minsheng Bank in Chongqing has established a leadership group to oversee legal construction, ensuring alignment with business development [3]. Group 2: Risk Prevention and Management - Legal principles are viewed as the first line of defense in risk management for commercial banks, marking a significant shift towards prioritizing compliance over mere profitability [4]. - Minsheng Bank's Zhengzhou branch emphasizes the importance of legal compliance in all business processes, implementing strict controls to ensure adherence to legal standards [4]. Group 3: Consumer Protection and Public Awareness - The financial industry is committed to protecting consumer rights, reflecting its political and social responsibilities, and actively engages in public education to enhance awareness of legal rights [7]. - ICBC's Suzhou branch conducts public legal education activities to inform the community about financial safety and consumer rights protection [7]. - Construction Bank's branch in Guangdong participates in public campaigns to expose illegal financial activities and educate the public on potential risks [8].