交易规模10年增逾700倍 甘肃银行(02139)金融APP圈粉430万人

Core Insights - Gansu Bank's mobile banking application has evolved significantly over the past decade, growing from a simple app to a comprehensive digital financial platform that serves over 4.3 million users [1][2][8] - The transaction volume of Gansu Bank's mobile banking has increased by over 725 times, reaching a total of 234.4 billion yuan in the first ten months of this year [2][5] - The bank has continuously innovated its services, introducing various financial products and features that cater to the needs of local customers, including personalized versions for different user demographics [3][5][8] Group 1: Growth and User Engagement - In 2015, the initial version of the mobile banking app had fewer than 30,000 customers and a transaction amount of only 320 million yuan, showcasing the initial challenges faced [2] - By October 2023, the number of mobile banking customers had surged to 4.32 million, a 144-fold increase since 2015, with over 1.1 million monthly active users [2][8] - The app has become one of the most widely used local financial applications, reflecting the trust and reliance of the local population on Gansu Bank [2][3] Group 2: Technological Advancements - The mobile banking app has undergone multiple iterations, with significant upgrades from version 1.0 to 8.0, focusing on user experience and technological integration [4][5] - Key innovations include the introduction of biometric payments, smart voice features, and the integration of the HarmonyOS, marking Gansu Bank as a pioneer among local banks [3][5] - The latest version, 8.0, emphasizes AI integration, enhanced security features, and personalized services, setting a benchmark for digital banking in the region [5][8] Group 3: Recognition and Achievements - Gansu Bank's mobile banking platform has received numerous awards for its innovative services, including the Best Mobile Banking Function Award in 2018 and the Mobile Banking Growth Pioneer Award in 2025 [7] - The bank has consistently ranked highly in various industry evaluations, reflecting its ongoing commitment to innovation and influence in the mobile financial sector [7][8] - These accolades not only validate the bank's achievements but also highlight its role in advancing digital finance in the region [7]